We may collect information you provide directly to EveryLoan, such as your name, email address, telephone number and information contained in enquiries you send us. We may also collect technical and usage information when you use our website, including device and browser information, IP address, pages viewed, referring pages and interactions with the site. Where you choose to continue to Simplify Finance, information you submit on Simplify Finance’s website is collected and handled by Simplify Finance under its own privacy practices.

We may use information we hold to operate and improve the EveryLoan website, respond to enquiries, understand how visitors use our services, maintain website security, measure marketing performance, administer our referral relationship and comply with legal obligations. We will only use personal information for purposes connected with why it was collected, or as otherwise permitted by applicable law.

EveryLoan may disclose personal information where reasonably necessary to service providers that help us operate our website and business, or where required or permitted by law. EveryLoan is not a lender. When you choose to continue to Simplify Finance, you leave EveryLoan and deal with Simplify Finance. Applications, lender matching, credit decisions and funding are handled by Simplify Finance and its lender partners. We do not sell personal information.

Our website contains links to third-party websites, including Simplify Finance. Those websites are operated independently and may collect information directly from you. Their privacy policies and terms apply to information collected on their websites. We encourage you to review those policies before providing personal information. EveryLoan is not responsible for the privacy practices of third-party websites.

EveryLoan may use cookies and similar technologies that are necessary for website functionality, analytics, performance measurement and advertising attribution. These technologies may collect information about your device and use of the website. Depending on the technology and your browser, you may be able to limit or delete cookies through your browser settings. Some features may not work as intended if cookies are disabled.

We take reasonable steps to protect personal information against loss, misuse, unauthorised access, disclosure, alteration or destruction. No internet transmission or storage system can be guaranteed to be completely secure. We retain personal information only for as long as reasonably required for the purposes for which it was collected, our legitimate business needs, or applicable legal requirements, and then delete or de-identify it where appropriate.

Under the New Zealand Privacy Act 2020, you may have rights to request access to personal information we hold about you and to ask us to correct information that is inaccurate. To make a privacy request, contact us using the details below. We may need to verify your identity before responding. If you have concerns about how your personal information has been handled, you may contact us and you may also be able to make a complaint to the Office of the Privacy Commissioner.

We may update this Privacy Policy from time to time to reflect changes to our website, business practices, service providers or legal requirements. The current version will be published on this page. We recommend reviewing this page periodically.

For privacy questions, access or correction requests, or concerns about this policy, contact EveryLoan at info@everyloan.co.nz or phone 021 166 6225. Our contact hours are 8am–6pm, Monday to Sunday.