Updates and explanations on New Zealand borrowing, lending and consumer finance.
Recent enforcement cases have highlighted what can happen when New Zealand consumer lenders fail to meet responsible-lending requirements. The Commerce Commission announced final settlements…
New Zealand's annual inflation rate has climbed to 4.1%, putting the cost of living back above the Reserve Bank's 1% to 3% target range.…
Borrowing conditions in New Zealand have started tightening again. Reserve Bank data shows increases in some bank lending rates during recent months, while the…
New Zealand's consumer-credit system changed on 1 July 2026, with the Financial Markets Authority taking over responsibility for the Credit Contracts and Consumer Finance…
The Reserve Bank of New Zealand has increased the Official Cash Rate from 2.50% to 2.75%, marking another shift in the interest-rate environment for…